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Marques specializes in working with clients who are looking into buying a home in CT. Marques works with those that are pre-qualified or would like to learn how to raise their credit score enough for an affordable home loan. Marques also consults with investors who are looking to increase their portfolios through multi-family properties and commercial real estate in CT. Mortgage interest rates are surprisingly low right now and home prices are too - get a great deal that will repay you again and again over the years.

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Marques’ Blog

Three Reasons You Need To Get Off The Real Estate Fence Now

The current real estate market in Greater Hartford is really busy and active. Homes that are in decent condition and priced well aren’t lasting long at all. However, some homes are sitting a lot longer with no activity or offers rolling in. On the buyer side, pickings are getting slim and prices are rising. I’ve been in multiple “bidding wars” in the past few weeks, for homes that have sometimes just come onto the market. Right now, whether you’re contemplating selling or buying a home, time is of the essence. Here are the three reasons you should get off the real estate fence. Inventory is somewhat lacking. When it comes to the areas I mainly work (Greater Hartford), inventory is a little low. While prices rose slightly as compared to last year at this time, the amount of homes to choose from is lacking. As a buyer, this should motivate you to act quickly because the house you liked yesterday on Zillow may be under contract today. As far as a seller, this may be leverage to list your home for the amount you weren’t so sure about last year. Best bet would be to contact me and we can discuss what homes like yours are selling for. The Spring Market is up and running April is here and that is the “unofficial” start of spring. This is usually the busiest season of the year in real estate, and usually the busiest in my business. The weather is nicer, the sun stays up longer, and houses look better. As a buyer this means you have more competition, so the...

5 Fears And How To Face Them When Selling Your Home

Selling any piece of real estate is a tough task, which is and can be very intimidating for most sellers. Lets face it, its the biggest investment you’ve ever made and where you call home in most cases. Here are 5 fears and ways to deal with and understand them. 1. My Home Won’t Sell The home just sitting on the market is the number one fear of most sellers. If you need the money to buy your next home, or just to move on it can be terrifying. It might be helpful (or incredibly stressful) to know, but for the right price, and in the right condition, any home will sell. It all depends on local market conditions. The way to combat that is to get with your Realtor well before you decide to sell, so that they can help direct you in how to get the home market ready. Some markets it takes longer, but with a knowledgeable Realtor, it shouldn’t take too long to begin receiving offers. 2. I’ll Have To Do Work On My Home To Sell It. Most sellers know what is broken and needs to be fixed in their homes. Yet in most cases, they aren’t able to fix or update what needs to be done to get the home where they want it. What you have to understand is that the ultimate sales price directly correlates with its condition. Getting the home in good and move in condition almost always pays off in getting an acceptable offer. Again, the best way to combat this is to speak with your Realtor to get their...

5 Things You Must Do Before You Buy A Home

Purchasing real estate is a very complex process that can go wrong if you don’t have the right direction or guidance. Before chasing the “American Dream” be sure to tie these 5 things down beforehand. Make sure you plan to stay awhile Real estate purchases have the highest transaction fees for buying any asset. From town fees, attorney fees, realtor commissions and closing costs you can add up quite a bill. Most will say, staying in a home for 7 -10 years is ideal, otherwise you’ll lose out on equity. If you don’t think you’ll stay in the property for a long time, keep looking until you find a property that you can call home, or keep renting until you decide you’re ready for a commitment. Get your financing in order Meeting with a lender 6-12 month before you actually plan to buy is a very smart move. This way if there are any derogatory marks on your credit, you can work toward clearing those issues. Another big mistake people make in home buying is not figuring what they can afford from an actual lender. Have the lender qualify you based on your income and credit so you know the price range you can afford. Check out an online affordability calculator first so you can go in with a general idea how much you can spend. Find an Agent Most people find their agent through friends and family by referral. That is a great route because who better than trusting your loved ones with whom they’ve used or know personally. The right Realtor and lender can turn a nightmare process into an easy...

5 Ways to Ease The Home Buying Anxiety

Buying a home can be a very nerve wrecking experience to say the least. Its likely the biggest purchase you’ve ever made or are ever going to make. Being that I work with mainly buyers, I make it my priority to ease the process and make my client comfortable by reassuring them, theyre doing the right thing. Here are 5 things you can do to ease the uncertainty and anxiety of buying a home. 1. Figure out what Mortgage Product is best for you.  While the cost of living rising is a nervous experience, you can ease that by knowing exactly what and where that money is going. There are several different mortgage products that you can pursue. Some offer no down payment, some offer a shorter term, as well as interest only mortgages. Speaking to a mortgage broker will give you the best idea of what product would work best for what you’re trying to accomplish. 2. Talk to a Professional (ME) Sometimes the websites, and google just don’t clearly answer the question you have. I normally sit and meet with all potential clients and explain the process, and what is necessary in the process. This usually eases the anxiety and lets them know they have a seasoned pro on their side. Sometimes a simple conversation will give you reassurance and put you in the right direction. 3. Explore Down payment assistance Most state, CT included offer programs that offer help with down payments. This is usually a big stress, as sometimes its hard to save a good amount of money for a down payment. These programs usually...

8 Tricks to Boost Your Credit Before Buying a Home

The process of being home ready begins long before you begin viewing houses. Being credit ready will make the process that much easier and eliminate the need to search for somebody to approve you for that mortgage. Here are 9 tricks to boost your score if buying a home is in your near future. 1. Get your credit report Visit Annualcreditreport.com to get your free annual copy of your report. Analyze and make sure all is accurate. 2. Mistakes happen, fix them. If and when mistakes are found on your report, make sure to address and dispute them to clear your report of inaccuracies. 3. Stay current Be sure not to be late, or miss any payments on any loans, credit cards, and bills. Late/Non payments can do alot of damage. 4. Pay more than Minimum amount Paying more on your revolving accounts that the minimum can drastically improve your score and lower the balances faster. 5. Maintain Low balances A good rule of thumb is to keep your balance under 30% of the allowed limit. 6. Don’t move debt, just get rid of it Moving debt from card to card, wont help you much. They report to the same credit bureaus and still count as debt. 7. Don’t close accounts Its better to pay off an account and leave it open, than to close it once paid off. 8. Keep that current car Adding any new loans/debt will change things in a bad way. So stick it out in your current car until you close on that home. I hope that this helped you, and will get that score...

Hartford County Home Prices Rise in January

While prices in the state have yet to fully surge, Hartford county saw a great rise in sales price in the month of January. The median (where half are above, and half below) sales price in January was $201,000 as compared to $180,000 in January of 2015. The great news is that sales have increased over 18% January 2016 as compared to January 2015. The market has really been strong as buyers are out and inventory is shrinking. If you have been on the fence about buying, now is the time to make it happen. Inventory is shrinking and it is creating many bidding wars and multiple offer situations. At the same time, if you’re a seller, now is a good time to consider entering the market. Spring is here and lots of others have the idea of coming onto the market now. If you’re looking to buy or sell, don’t hesitate to reach out to me.   — Marques Strickland Realtor/Buyer Specialist Email: mstrickland@kw.com Web: Homesbymarques.com Connect with me on Facebook Cell: 860-518-0304 Fax:...

5 Ways to Become A Savvy Buyer When Buying A Home

Buying a home is great experience, but if not gone about the right way can be a very stressful experience. Here are 5 steps to take to become a savvy home buyer. Find a great agent Finding a great agent will ease most of if not all the process. A experienced and seasoned agent will prepare and help you to avoid the common pitfalls of a real estate deal. Its always good to make sure that the agent you use is experienced in the area where you are buying. Read up on your resources Now that you are backed by a professional, lets make sure we know all our options and resources. A great agent will have a loan officer that he/she will prefer, as this relationship is very crucial to a smooth process. Choosing and reading up on the right loan type is also something recommended. Loans come in all sizes and forms, and choosing the best one for you is a must. There are many first time home buyer incentives in areas that can and will eliminate some out of pocket money, so that is always something to seek. Choose the right type of home for you Single family, multifamily, or condo? Which works better for you? If you’re looking to make some income and not necessarily in need of a lot of space, maybe multifamily. If you and your family are looking for that space, then single family is best option. Whatever your needs are, your agent should help steer you into what works best for you and your family. Home Hunting with Confidence We are...

Greater Hartford is a Top 5 Market for Buyers in US

A recent study has Hartford as a top 5 real estate market in the country, based off the increased inventory. Greater Hartford ranks 4th behind Philadelphia, Chicago, and Baltimore according to a recent report released by Zillow. Homes sales in the first month of 2016 have been very solid with unit sales and prices both rising. Nationwide, buyers have had 8.6% less inventory to choose from as compared to January 2015. This has created multiple bidding wars for clients of mine, and more competitive home shopping. Interest rates are still very low and banks are have become a lot more lenient with borrowers over the past few months. This has created a very unique situation for buyers and sellers. If you’re looking to buy, the rates and lack of inventory should motivate you to act now and not miss out on the value. If you’re considering selling your home, then now would be a great time to sit an discuss what homes like yours would selling for in this competitive market. Either way, I can help you achieve your real estate goals. Feel free to reach out to me and lets get the process rolling.   Marques Strickland Realtor/Buyer Specialist Email: mstrickland@kw.com Web: Homesbymarques.com Connect with me on Facebook Cell: 860-518-0304...

Connecticut Homes Sales Rise in 2015 but prices yet to follow.

2015 was a really solid year for myself as I continued my growth and again increased the number of clients put into homes. Connecticut as a whole had a strong year as sales rose 17% as compared to 2014. With that rise, rates are still lower than some economists estimated they would be. As of this week, the 30 yr fixed rate was at an average of 3.65% as compared to 3.72% a week ago, and 3.69% last year at this time. I personally do most of my business in Hartford county and the rise in homes sold there was an amazing 15% as compared to 2014. With that being said, if you’re considering buying a home, I would strongly suggest beginning the process. Rates are low, so no need to wait until the spring market where you will be competing with lots of other buyers. If you do want to begin the process, don’t hesitate to shoot me a text or give me a call. Marques Strickland Realtor/Buyer Specialist Email: mstrickland@kw.com Web: Homesbymarques.com Connect with me on Facebook Cell: 860-518-0304 Fax:...

Three Reasons You Need To List Your Home In January

January is a tough time to live in the Northeast with the cold and snow. Real Estate usually doesn’t do too well during that time, but this winter is looking like the trend will change. Besides the unseasonable warm weather for this time of year, the market is continuing to remain busy and active. If you’re considering listing your home, here are the top 3 reasons you should list your home this January. 1. Buyer are out and looking at all times The unwritten rule has always been to buy in the spring, but not with this market. The competitiveness if the market is forcing buyers to act in the winter. Rates are still very low, so the amount of pre approved and ready buyers has steadily increased. Lets face it, its the technology age, and whomever is searching for a home is one their smartphone several times a day looking, lets capture that exposure. 2. Bonuses, Inheritances, and Tax returns End of the year bonuses are very popular among companies for their employees, and the extra money can be used as money for a down payment. Some people also receive inheritances at the beginning of the calendar year, which also can be used for a home purchase. January is usually the time of year when tax returns are starting to be distributed, which offers much incentive for those thinking of buying to act with the lump sum of cash. 3. No competition!! Again, typical sellers wait until the spring to list their home or visit the possibility. They feel since the weather is nicer more traffic will be...

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