Contact Marques

Why Buy a Home Now?

Marques specializes in working with clients who are looking into buying a home in CT. Marques works with those that are pre-qualified or would like to learn how to raise their credit score enough for an affordable home loan. Marques also consults with investors who are looking to increase their portfolios through multi-family properties and commercial real estate in CT. Mortgage interest rates are surprisingly low right now and home prices are too - get a great deal that will repay you again and again over the years.

Homeownership Builds Wealth

Live More Freely in Your Own Home

Create Stability for Generations

Begin your Home Search on Your Smartphone

Search conveniently from my iPhone or Android app. Free and easy to download. Save your home searches & contact me directly about any house on the market

Get Download Link

Marques’ Blog

Mortgage Rates Spike Towards Ending of 2016 After Election

Mortgage rates have took a turn and are starting to creep upwards in recent weeks after the presidential election. After Donald Trump became president elect, rates have spiked about 0.5% since. To give you some idea, on a $300,000 mortgage over 30yrs, that’s roughly about a $85 a month increase. Given that rising interest rates effect everybody in the real estate world, here are some things to consider for each: Refinancing-  While the increase has happened, rates are still historically low. If you have had any intention of refinancing, then you should seriously consider reaching out to a loan officer now. Buyers currently shopping- If you’ve been pre-approved to buy a home, that pre-approval was done using a debt to income ratio, which will increase with rising rates. Ask your lender to refresh your pre-approval with current rates to see what your budget looks like, and to ensure you still qualify for your target home price. Home Prices likely won’t spike- Rising rates will likely keep home prices from rising. As previously mentioned, a higher rate changes the spending power of the prospective buyer looking at the sellers home. Sellers- With rates rising, the number of good and qualified buyers willing to pay top dollar for your home will shrink. Speaking with myself about what homes like yours are selling for, can get you a better understanding of the market and if now is the best time for you to enter it. I hope that this has been of some help to you and will assist you with your real estate needs....

7 Do It Yourself Way to Redo Your Bathroom (Without Remodeling)

The bathroom is probably the most frequently remodeled rooms in a home. Many people like it to be inviting and beautiful, and often want to change the colors and style. Many people cant afford to do a full remodel, with new tiling, flooring, vanities, or any of the other things a contractor prices out. Here are 7 things you can do to Remodel your bathroom and save money. Paint This is a pretty obvious choice, because many people usually paint their homes themselves. If your looking for a simple look, maybe go with a soft and soothing tone. If you’re looking for a dark and rich hideaway, choose warm saturated tones. Hardware You’d be amazed at what changing the handles on your vanity, towel racks, toilet paper holder, and other metal items can do for the look of your bathroom. Maybe a nickel, bronze, or stainless finish goes with a more sophisticated look. Storage Keeping the bath clutter free is a big thing, so adding storage space is an ideal thing to change the appearance. A quick and functional fix here are simple storage cubbies. Stash toiletries, makeup and other beauty and grooming equipment in small caddies that you can pop out and put away easily. Lighting Starting your bathroom makeover with the right lighting, can be all the world of change. Changing the bulbs to a softer and more efficient type can also make the room pop even more. Replacing the vanity lighting fixture is easier than you think, too. To keep the job a simple and quick one, simply choose vanity lighting that covers the same space the original...

5 Features That Make A Home Great For Entertaining

With the holiday season upon us and family and friends getting together more than any other time of year, its usually the person with the most spacious home hosts. After all, we want people to be comfortable, right? Well, when you host a lot of events and have a big family, these are some things you need to take into consideration when you’re shopping for your first or next home. Here are the “5 Features That Make A Home Great For Entertaining”. Inviting Entryway This is the first impression guests will have when they walk in your home. It doesn’t have the have a crystal chandelier or marble but just something to make people comfortable as they arrive. A bench, coat-rack, and closet space for jackets are some things that make your entryway stand out. 2. Multiple seating area The best entertainment environments are comfortable and have space for a good number of people. Say for thanksgiving when the men are watching football, and the women are chatting, its nice to have two separate places for them to enjoy each of those gatherings. Living rooms with a grouping of couches and comfortable chairs are an ideal fit for a gathering. 3. Mood Lighting Lighting, if too bright or dark can instantly kill the mood. Don’t stick to just one type of lighting. Layer various types of lighting, like sconces and table lamps, for adaptable levels of light. Increase the coziness factor with assorted candles and holiday decorative lights. 4. Versatile Dining Area This is a big one for gatherings. Having an eat in kitchen, dining room, and say maybe even a...

The Importance Of Credit In Life

Credit to an adult is a huge pillar to the success of an adult. While many people say “Cash is King”, credit is far more important than cash. Very few people can buy homes, cars, and other huge expenses with cash, so the importance of credit isn’t debatable. Unfortunately, many people aren’t taught this during their teenage years and only learn when they’re denied. Good credit can determine where you live, what you drive, where you work and ultimately a lot of the things you have. There are several places that help with rebuilding credit but in the internet age, if you do enough research one can do it themselves. You can also download my Ebook for some tips on small improvement that can go along way as well. Excellent Credit: 750+ Good Credit: 700-749 Fair Credit: 650-699 Poor Credit: 600-649 Bad Credit: below 600 Free First Time Homebuyer eBook...

5 Steps to Get You Closer to Owning A Home While Renting.

If you’re a renter and intend to one day own your own home, the being prepared is one of the best things you can do to ease the process. Buying any type of property isn’t easy,  but you can avoid some of the pitfalls by having all your ducks in a row ahead of time. Here are 5 things that will advance you in the transition from renter to homeowner: UNDERSTAND COSTS When renting, all you pay is your rent in most case, but as a homeowner a mortgage purposes satisfies several things. A mortgage payment is broken down by four things, P.I.T.I. (Principal, Interest, Taxes, Insurance). This is very vital to know because some towns have higher tax rates than others which will ultimately increase your monthly payment no matter how good of a deal your realtor gets for you. You also are responsible for the things that go wrong on your home, and the repairs that go along with them. This is a very overlooked aspect as many people arent ready for the things that tend to go wrong. KNOW HOMEOWNER TAX BENEFITS Mortgage interest and property taxes are both deductible when you file your annual tax returns and reduce taxable income. These deductions significantly lower the cost of home ownership. This is one of the best benefits to owning property. KNOW THE RENT VS. BUY NUMBERS In most areas of the country it is becoming cheaper to buy a home rather than rent a place. Most people are scared of the down payment required for a house but fail to realize, the average rental in Connecticut...

5 Reasons To Buy A House Now (In the Fall)

While the days are shorter, the real estate market is picking up, and sales have risen. Usually the fall isn’t a time for buyers to be out and about searching for homes. Contrary to belief, now is a great time to buy. Before you disagree, read these five reasons why you should buy now. 1. Leftover spring and summer inventory may mean good deals Homeowners tend to go on the market for the first time in the spring, and usually begin overpriced. Usually that will result in a series of price reductions throughout the summer. When this happens, the sellers sometimes become desperate and accept an offer below market value. 2. Fewer buyers are competing When you read this, you most likely disagreed with the notion of buying now. Most don’t feel this is a good time, and that’s less competition for house hunters. 3. Motivated sellers want to close by the end of the year While most people still live in the home they’re selling, some are investments. A home seller may want to take advantage of a gain or loss during this tax year. Buyers might find homeowners looking to make deals so they can close before December 31st and get that tax benefit. Ask why the seller is selling, and look for listings that offer incentives to close before the end of the year. 4. Homes for sale near the holiday signal a motivated seller As the holidays approach, the last thing a homeowner wants is for their sale to be interrupting their parties and family events. If a home has not sold by November, and it’s still sitting...

What Credit Score Will You Need To Buy Your First House?

Just about everybody wants to buy their own home, but do you know where your credit score needs to be to do so? Credit is a very critical part in the home buying process, as its really your financial reputation. Your credit score is a mixture of payment history (35%), Outstanding debt (30%), Length of credit (15%), Credit inquiries (10%), and lastly types of credit (10%). All these factor in and collectively give you a credit rating. Here are the following credit score ranges you will need to get pre approved and begin home shopping.*** FHA 30 year loan (3.5% down payment). Single Family, Multifamily (up to 4 units) FICO score at or above a 640 CHFA 1st Time Homebuyer Program (100% Financing) Single Family, Multifamily (up to 4 units) FICO score at or above a 680. I hope this give you a better idea of where you need to be credit wise, and will help you get where you need to be to begin the home buying process.   *** The following are scores based off of averages loan officers I work with require. This isn’t the case for all loan types. Contact for more details.   Marques Strickland Realtor/Buyer Specialist Email: mstrickland@kw.com Web: Homesbymarques.com Connect with me on Facebook Cell: 860-518-0304 Fax: 860-313-0302 Download my FREE ebook, “12 Month Plan To Buying Your First Home”, then Connect with me….. Business hours are from 8am-7:00pm. Saturday and Sunday by appointment only. All calls/messages received after 7:00 will be returned first thing the next business...

Which Home Type Is Best For You?

Buying a home is a great feeling but buying the wrong type can cause a lot of headaches. If your lifestyle doesn’t match the type of home you purchase and it can cause stress and cost you money. Here are the different types of homes and the pros and cons of each. SINGLE FAMILY DETACHED This is usually labeled as the “American Dream”. They are usually located in a neighborhood setting and sit alone and ideal for a family with children. Pros: You own the land and home and can modify it based of your likes and dislikes. There isn’t another family on top or to the side of you, so noise inside usually isn’t an issue. You make the rules, so its all yours. Cons: You’re responsible for it all!! There are no landlords, associations or anybody that will take care of those unfortunate repairs that come up. CONDOMINIUM Condos usually have the setup of an apartment but you own them outright. They’re usually ideal for somebody that doesn’t want to handle the maintenance of owning but doesn’t want to pay rent. Pros: You own the place, but are usually aren’t responsible for any type of maintenance on the outside of the unit. They’re usually more affordable than a single family home, and often offer many amenities (pool, clubhouses, fitness centers,golf course). Cons: Privacy isn’t always something you get as walls are often shared, so noise can play a factor. Although you pay a monthly fee for the maintenance to be done, there’s no stopping that fee from rising. Many associations have rules that may also effect your...

8 Tricks to Boost Your Credit Before Buying a Home

The process of being home ready begins long before you begin viewing houses. Being credit ready will make the process that much easier and eliminate the need to search for somebody to approve you for that mortgage. Here are 9 tricks to boost your score if buying a home is in your near future. 1. Get your credit report Visit Annualcreditreport.com to get your free annual copy of your report. Analyze and make sure all is accurate. 2. Mistakes happen, fix them. If and when mistakes are found on your report, make sure to address and dispute them to clear your report of inaccuracies. 3. Stay current Be sure not to be late, or miss any payments on any loans, credit cards, and bills. Late/Non payments can do alot of damage. 4. Pay more than Minimum amount Paying more on your revolving accounts that the minimum can drastically improve your score and lower the balances faster. 5. Maintain Low balances A good rule of thumb is to keep your balance under 30% of the allowed limit. 6. Don’t move debt, just get rid of it Moving debt from card to card, wont help you much. They report to the same credit bureaus and still count as debt. 7. Don’t close accounts Its better to pay off an account and leave it open, than to close it once paid off. 8. Keep that current car Adding any new loans/debt will change things in a bad way. So stick it out in your current car until you close on that home. I hope that this helped you, and will get that score...

Three Reasons You Need To Get Off The Real Estate Fence Now

The current real estate market in Greater Hartford is really busy and active. Homes that are in decent condition and priced well aren’t lasting long at all. However, some homes are sitting a lot longer with no activity or offers rolling in. On the buyer side, pickings are getting slim and prices are rising. I’ve been in multiple “bidding wars” in the past few weeks, for homes that have sometimes just come onto the market. Right now, whether you’re contemplating selling or buying a home, time is of the essence. Here are the three reasons you should get off the real estate fence. Inventory is somewhat lacking. When it comes to the areas I mainly work (Greater Hartford), inventory is a little low. While prices rose slightly as compared to last year at this time, the amount of homes to choose from is lacking. As a buyer, this should motivate you to act quickly because the house you liked yesterday on Zillow may be under contract today. As far as a seller, this may be leverage to list your home for the amount you weren’t so sure about last year. Best bet would be to contact me and we can discuss what homes like yours are selling for. The Spring Market is up and running April is here and that is the “unofficial” start of spring. This is usually the busiest season of the year in real estate, and usually the busiest in my business. The weather is nicer, the sun stays up longer, and houses look better. As a buyer this means you have more competition, so the...

Pin It on Pinterest